Privacy Policy

Last updated: July 29, 2026

What we collect

When you use AI Budget Pro we collect the information you give us: your name, email address, and the financial records you create (expenses, budgets, accounts, goals, notes and receipts). We also keep standard technical logs (IP address, browser type, sign-in times) for security.

How we use it

To run the product: storing your transactions, computing analytics and showing your dashboard.
To power AI features: when you use voice input, receipt scanning, smart search or the AI coach, the relevant text, audio or image is sent to our AI processor (OpenAI) solely to produce your result. It is not used to train models on your identity.
To bill you: payments are processed by Stripe. We never see or store your card number.
To keep the service safe: rate limiting, audit logs and fraud prevention.

What we never do

We never sell your personal or financial data.
We never show you third-party advertising.
We never share your data with anyone except the processors named above (hosting, Stripe, OpenAI, email delivery).

Your rights

You can export your complete transaction history to CSV at any time, and you can delete your account from Settings, which removes your access and marks your data for deletion. You may also email us to request a copy or erasure of your data.

Security

All traffic is encrypted with HTTPS. Passwords are hashed with bcrypt. Two-factor authentication is available for every account. Access to production systems is restricted and audited.

Cookies

We use a single first-party session cookie to keep you signed in. No tracking or advertising cookies.